Terms of Service

"Let's Settle Up!" App

§1. General Provisions

  1. These Terms of Service govern the use of the "Let's Settle Up!" application (hereinafter: the "App").
  2. The App is operated by its creator (hereinafter: the "Operator"). Contact: michal.salwin@gmail.com.
  3. The App is available as a mobile application (Android) and a web application (PWA).
  4. By using the App, you accept these Terms of Service.

§2. Scope of Services

  1. The App enables:
    • creating groups for shared expense tracking,
    • adding, editing, and deleting expenses,
    • automatic balance calculation and suggested transfers,
    • confirming settlements between group members,
    • browsing activity history.
  2. The App is intended solely for recording and tracking expenses. It is not a payment service and does not facilitate the transfer of funds.

§3. Conditions of Use

  1. Using the App requires creating an account (email/password registration or Google sign-in).
  2. The user agrees to:
    • providing truthful information,
    • not submitting unlawful content,
    • not abusing the service (e.g., creating fictitious groups/expenses to disrupt its operation).
  3. Technical requirements:
    • a device running Android 5.0+ or a web browser (Chrome, Firefox, Safari, Edge),
    • an internet connection.

§4. User Account

  1. Account registration is voluntary and free of charge.
  2. The user may delete their account at any time by contacting: michal.salwin@gmail.com. Account deletion results in permanent removal of personal data within 30 days.
  3. The Operator reserves the right to block any account that violates these Terms of Service.

§5. Groups and Data

  1. Users can create groups and invite others using an invite code.
  2. The group owner (creator) has administrator privileges, including: granting/revoking admin rights, removing members, and deleting the group.
  3. Deleting a group is irreversible and permanently removes all expenses and settlements within the group.
  4. Expense data within a group is visible to all members of that group.

§6. Liability

  1. The Operator makes every effort to ensure the App functions correctly but does not guarantee uninterrupted availability.
  2. The Operator is not liable for:
    • the accuracy of settlements between users — the App is a record-keeping tool,
    • data loss resulting from force majeure or external service failures (Firebase/Google Cloud),
    • user actions that violate these Terms of Service.

§7. Complaints

  1. Complaints regarding the App may be submitted to: michal.salwin@gmail.com.
  2. A complaint should include: a description of the issue and the email address associated with the account.
  3. The Operator will review the complaint within 14 days of receipt and notify the user of the outcome by email.

§8. Personal Data Protection

The rules governing the processing of personal data are described in the Privacy Policy, which forms an integral part of these Terms of Service.

§9. Amendments

  1. The Operator reserves the right to amend these Terms of Service. Users will be notified of significant changes via an in-app notification.
  2. Continued use of the App after changes are introduced constitutes acceptance of those changes.

§10. Final Provisions

  1. Matters not covered by these Terms of Service shall be governed by the applicable law.
  2. These Terms of Service take effect on March 25, 2026.

Last updated: March 25, 2026